Severe Disability Premium Overview

Severe Disability Premium

The severe disability premium can be awarded on means tested benefits on top of any disability premium, enhanced disability premium and pensioner premium that may be payable.To qualify you must satisfy the following ;

1) Receive middle or high rate of Disability Living Allowance care component and
2) no one receives Carer's Allowance for looking after you and
3) you technically count as living alone.

If you are living with someone as a couple then you can qualify for the severe disability premium if both of you receive either middle or higher rate care component of disability living allowance or attendance allowance  and there are no non dependants living with you and no one receives carer's allowance and this is paid at the couple rate. If you both receive the middle or high rate care or attendance alowance and someone does receive carer's allowance for one of you and there are no non dependants living in the household then the severe disability premium can be paid at the single rate.

If someone receives carer's allowance for looking after a person then the severe disability premium is not payable for that particular person.
Certain members of the household are not classed as non dependants and they are ignored as living in the house for the purposes of awarding the severe disability premium and they are listed below;

1) Anyone aged under 18

2) Anyone aged 18 or 19 who is part of your family and for who you or your partner receive child benefit.

3) Any person who is not a close relative of you are your partner and jointly occupies your dwelling as a co-owner or who is sharing liability to make rent payments, a joint tenant cannot count as a non dependant. If the co-owner or jpint tenant is a close relative they will count as a non dependant and will exclude you from being awarded the severe disability premium.

4) Any person who is not a close relative  and who is your resident landlord sharing living accommodation to whom you are liable to make payments on a commercial basis in respect of your occupation of his or her dwelling.

5) Any person who is not a close relative and who shares living accommodation with you and who are liable to make payments on a commercial basis to you in respect of his or her occupation of you dwelling.

6) Any person who receives middle or higher rate care of disability living allowance or attendance allowance

7) Any person who is registered blind.

A close relative is a parent, parent-in-law, son, daughter, son-in-law, daughter-in-law, stepson or stepdaughter, brother, sister or partner.
If you have entirely seperate living accommodation, you cannot be treated as residing with other people living under the same roof, for example if you live in a seperate granny flat attached to a close relatives dwelling.

If you share a living room or kitchen with other people but are seperately liable to make payments in respect of your occupation of the dwelling to the landlord you won't count as residing with those other people even if they are close relatives, an example is someone living in supported accommodation.

 

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