
The ‘Light Touch’ Appointeeship Plan
Daily money management for vulnerable people living in their own home or in supported living accommodation.
Our ‘Light Touch’ appointeeship plan has been designed to provide a higher level of autonomy and independence for clients who need less intervention in their everyday money management affairs but would benefit from ensuring that they are receiving the welfare benefits they are entitled to and their most important bills are paid for them.
Money Carer receives lots of referrals from local authority social workers and care providers for people who do not have the capacity to reasonably manage their welfare benefit payments and administrative responsibilities however, do have a lot of ability to manage other aspects of daily money management.
In consultation with our referring partners, we have introduced a low-cost ‘light touch’ appointeeship plan to better cater for the needs of these individuals. This plan represents a balance between providing a necessary level of support to ensure priority bills are paid and promoting greater client independence by transferring the majority of the client’s money to them (on a daily basis if preferred) after their important bills have been paid.
The table below details a breakdown of the service features that form our light touch appointee plan.
Light Touch Appointeeship Plan
£62.50/month
Our comprehensive appointeeship plan is our most popular appointee service. It provides a wide range of money management support for vulnerable people living in their own homes or in supported living accommodation.
FSCS-protected client account for benefits
Security bond protecting client funds
Separate rent account
Carer shopping account & cards
- Individual FSCS-protected client bank account for benefit payments
- Rent-only bank account to separate and manage rental payments
- Carer shopping account with prepaid carer cards for day-to-day purchases
- Personal budget account and spending card for the client
- Direct Payment bank account opened and managed at no extra cost
- All household bills and shared living costs paid as needed
- Funeral plan payment management
- Managing additional income streams (where the client has decision-specific capacity)
- Money Carer security bond in place to protect client funds*
- Automated benefit entitlement checks to ensure correct payments
- Motorbility vehicle management and DVLA linking at no cost**
- Debt repayments made on behalf of clients (note: debt management itself is FCA-regulated)***
- Family tree generation for future beneficiary planning
- Emergency payments via PayPoint vouchers
- Emergency payments via CashbyText
- Sweep-based protection and monitored accounts (via Monika platform)
- Support available via phone, email, video call and secure messaging
- Independent social worker visits arranged for complex cases
- Personalised spending budget plan created for each client
- Account and budget access via secure online portal and smartphone app
- Secure online access for named carers and social workers
- Read-only access for trusted family members (subject to agreement)
- Carers and clients can submit money requests securely online