Payment Rings and Wearables from Money Carer

Making Payments Innovative and Inclusive for All

Payment Rings and Wearables

Inclusive, Secure and Future‑Ready Payments

Money Carer is at the forefront of wearable payment innovation, combining social purpose with cutting‑edge technology. Through its wearable payments arm, RingPay, Money Carer is pioneering the use of payment rings and wearables across two distinct but complementary sectors: financial inclusion and social care, and mainstream consumer and partner markets.

Money Carer and RingPay: One Vision, Two Specialisms

Money Carer is a UK social enterprise that supports people who need help managing money — particularly vulnerable adults who may find traditional banking challenging. Its services, including managed accounts, appointeeship support and Carer Cards, are designed to promote independence, dignity and financial safety.

RingPay® is the wearable payments brand created by Money Carer to extend this mission through innovative hardware. RingPay designs and delivers contactless payment rings, wristbands and other wearables that allow users to pay quickly and securely with a simple tap.

Together:

  • Money Carer provides the financial infrastructure, safeguarding controls and inclusion‑led design.
  • RingPay delivers the wearable payment technology, using secure NFC and tokenised payment systems.

This relationship allows Money Carer to embed wearable payments into real‑world financial support services, while RingPay operates as a scalable wearable payment’s solution for wider markets.

Sector One: Financial Inclusion and Social Impact

For many people — including those with cognitive impairments, physical disabilities or anxiety around money — cards, PINs and smartphones can be a barrier. Payment rings and wearables offer a simpler, more intuitive alternative.

When integrated with Money Carer accounts, RingPay wearables provide:

  • Simple tap‑to‑pay functionality with no PINs, cards or phones required
  • Greater independence for users managing everyday spending
  • Oversight and safeguards through authorised carers or appointees
  • Dignity and discretion when paying in shops or public spaces

These solutions are particularly effective in supported living, social care and community settings, where ease of use and safeguarding are equally important. By combining managed accounts with wearable payments, Money Carer is helping people stay included in an increasingly cashless society.

Sector Two: Consumer and Partner Wearable Payments

Alongside its social impact work, RingPay is also driving adoption of wearable payments in the mainstream market.

RingPay wearables:

  • Work anywhere contactless payments are accepted
  • Use secure, tokenised NFC technology aligned with major payment networks
  • Require no charging and minimal setup
  • Can be customised for consumer brands, fintech partners and organisations

This makes RingPay an attractive solution for partners looking to offer innovative, frictionless payment experiences — whether through co‑branded payment rings, event wearables or next‑generation alternatives to cards and mobile wallets.

Leading the Future of How We Pay

By operating across two distinct sectors, Money Carer and RingPay are uniquely positioned:

  • To remove barriers to financial participation for people who need additional support
  • To advance wearable payment technology for consumers and partners alike

From enabling a vulnerable adult to pay confidently for everyday essentials, to helping consumers leave their wallet at home, Money Carer and RingPay are redefining what modern payments can be — inclusive, secure and effortless.

Interested in wearable payments?

Quick Links