Making payments easier and safer for everyone 


Introducing Touch from Money Carer — our range of payment wearables, including rings and bands, designed with simplicity and safety in mind.Touch enables secure, contactless payments with just a tap — no card required. Whether you’re managing mobility, memory, or simply looking for greater ease in daily life, our wearable technology offers a straightforward, worry-free way to stay in control.


Practical, discreet, and built for peace of mind.

The Tokenised Biometric Payment Card

In the UK alone, over 10 million adults are identified as financially vulnerable (FCA, 2022). Many of these individuals are older adults, people with cognitive or physical impairments, or individuals navigating mental health challenges. For them, the loss or forgetting of a PIN doesn’t just mean inconvenience - it can result in disconnection from their money, a sense of embarrassment at the checkout, and the increased risk of financial abuse through PIN sharing.

Fingerprint authentication replaces the need for PINs, simply touch and pay.

Protects against fraud by removing the risk of PIN sharing and abuse, with no card number displayed.

Promotes independence -  checkout with dignity and confidence.


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Touch Payment Wearables from Money Carer

Touch from Money Carer brings together a range of payment wearables, including rings and bands, designed for simplicity, safety and ease of use. Enabling secure, contactless payments with a single tap, Touch removes the need for a physical card while supporting greater independence in everyday life.

Easy transactions pay with just a tap, no more forgotten PINs.

Accessibility first ideal for people who may struggle with cards, PINs, or mobile apps.

Independence restored – encourages older adults, people with disabilities, and others who face difficulty making payments.


Empowering financial inclusion with Payment Wearables. 

No battery 

Money Carer Payment Rings and Payment Wearables have no battery - never worry about running out of power again.

Built tough 

Our Payment Rings and Payment Bands  are designed for every day rough and tumble. 

Waterproof to 40ft

Touch Payment Wearables are waterproof to 40ft - wear all day every day.

No internet connection required

No internet connected needed - ever. Works with just a tap.

No subscription 

No subscription is needed - ever. Simply connect your existing bank account or bank card and you're ready to go. 

Easy activation 

Simply pair your Payment Wearable to our app, which links to your chosen bank account or card

Style to suit

Some will choose payment rings, some will choose payment bracelets - the choice is yours

Integrates with Monika Banking

Money Carer Payment Wearbales can integrate with the Monika Banking Platform, providing another layer of security and safety. 

Easy to wear - but never forgotten.

Money Carer Payment Wearables are designed for everyday life — simple, secure and built to last. With no battery to charge and no internet connection required, they’re always ready to use with just a tap. Durable, waterproof to 40ft and made to handle daily wear, they offer a practical solution that removes the hassle of traditional payment methods.

There’s no subscription needed. Simply activate your wearable through the Money Carer app and link it to your chosen bank account or card, and you’re ready to go. Available in a range of styles — from payment rings to bracelets — they’re designed to suit individual preferences while encouraging independence and confidence.

Fully compatible with the Monika Banking Platform, Money Carer Payment Wearables add an extra layer of safety, accessibility and control, making everyday payments easier for the people who need it most.

Secure Encrypted Payments  

Money Carer Payment Wearables connect seamlessly to the trusted Monika Banking Platform and can link to many existing bank accounts across the UK and Europe. Simply download the Money Carer app to activate your wearable and connect it either to your own bank account or directly to Monika. Whether you choose to manage payments independently or with the support of Money Carer, the solution provides a safe and secure way to help vulnerable adults maintain dignity, confidence and greater financial independence.

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